- Our facility only accepts two Medicare Advantage plans: Humana and Cigna Healthspring - Our facility accepts all Traditional Medicare plans - Medicare requires a three midnight qualifying hospital stay - Medicare pays for 20 days at 100% and 80 days at 80% contingent upon participation and progress in therapy. 2. Medicaid - Long-term care Medicaid is different from Community Medicaid - Patient must meet asset and income guidelines - Not welfare - Created to aid aging seniors 3. Private Insurance 4. Private Pay